State	Exemption	Exempt Policyholder Criteria	Other Provisions
Kentucky Effective 7/13/00 Rate/Form	In competitive market, insurers exempted from rate/form filing requirements for policies purchased by ECPs or government entity insureds.	ECP: --must use services of agent/broker or employed, full-time RM --must meet following criteria: * net worth of $25M * net revenue of $50M * employs more than 100 employees/ company or 200 employees/holding company * aggregate premiums of $500K OR --municipality w/population of more than 50K --not-for-profit/public entity w/annual budget or assets of more than $25M Gov’t Entity Insured: --must be located in city/county w/population of more than 50K --must use employed/retained RM --aggregate premiums of $100K excluding life, health, medical or annuity --must have more than 50 employees	Includes disclaimer by insured Excludes workers compensation ECPs must re-apply to insurance commissioner for exempt status every three years.

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