Summary of Commercial Lines Deregulation Laws
MISSOURI

  State Exemption Exempt Policyholder Criteria Other Provisions
Missouri

Effective 8/28/99

Rate/Form


Exempts large commercial risks from rat/form filing requirements

Allows for automatic export of surplus lines placements

Must meet requirements of either subdivision:

--policyholder uses independent insurance advisor; OR

--policyholder meets any two of the following:

--more than 100 employees

--net worth of more than $25M

--net revenue/sales of more than $50M

--aggregate insurance premiums of more than $50K

--not-for-profit entity or public entity with annual budget/assets of more than $25M

-municipality with population of more than 50K

Exempt policies and rates shall be filed w/insurance dept. Within 30 days of use for informational purposes only

Insurer shall retain copy of policyholder’s written certification

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